Smart wallets for every payment.
Avenue gives developers virtual accounts with AI-powered reconciliation, automated agents, and enriched webhooks — all in one clean API.
{
"event_type": "ledger.credit",
"data": {
"amount": 150000,
"avenue_intelligence": {
"extracted_intent": "School fees payment",
"confidence_score": 0.94,
"flags": []
}
}
}The infrastructure layer payments deserve.
Smart Virtual Wallets
Spin up dedicated NUBANs per user in milliseconds. Every wallet has its own AI context, statement, and automation layer.
AI Reconciliation
Avenue reads raw bank narrations and extracts structured intent — flagging underpayments, misdirections, and anomalies automatically.
Account Agents
Set triggers and actions on any wallet — auto-sweep on threshold, lock on anomaly, notify on specific credit amounts.
Suspense Engine
Money that hits a closed wallet, a misdirected payment, or fails AI confidence? It goes into a suspense queue — never lost, always resolvable.
Live in three steps.
Create an account
Instantly receive live and test API keys. No waiting, no approval process.
POST /v1/auth/signup
{
"email": "dev@yourapp.io",
"password": "secure_password_123",
"company_name": "YourApp Inc."
}Provision wallets
Create a dedicated virtual NUBAN for each user with a single API call.
POST /v1/wallets
{
"customer_reference": "usr_182",
"first_name": "Adewale",
"last_name": "Okafor",
"email": "adewale@example.com",
"system_prompt": "School fees"
}Enriched webhooks
Avenue's AI reads the narration and fires a clean webhook to your app.
{
"event_type": "ledger.credit",
"data": {
"amount": 150000,
"avenue_intelligence": {
"extracted_intent": "School fees",
"confidence_score": 0.94
}
}
}Idempotent by design.
Signed webhooks.
We handle the edge cases that break payment integrations. Database-level unique constraints ensure no double-credits. Every outbound event is cryptographically signed.
Avenue powers every payment workflow.
Tuition Collection
Per-student NUBANs. AI flags underpayments. Agents sweep to ops account.
Rent & Revenue Splitting
Per-tenant wallets. Auto-split management fee. Misdirected rent caught by AI.
Campaign Wallets
Goal-locked wallets. Auto-freeze when target hit. Donor funds protected.
Freelancer Escrow
Job-scoped wallets. Instant internal transfers. Zero fees, zero delays.
Personal Agent OS
Natural language commands. Autonomous wallet automation. For everyone.
Build your payments layer
in a day, not a month.
Join developers already using Avenue to build smarter payment infrastructure on Nomba.